๐Ÿฆ Where's My Bank

First National Bank Texas

FDIC #3285 ๐Ÿ“ Killeen, Texas

First National Bank Texas is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 02/27/1901. With assets of $4.11 Billion, it operates 355 domestic branches.

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2.7
โ˜…โ˜…โ˜…โ˜…โ˜…
14 Reviews
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Customer Reviews

2.7 โ˜…

Based on 14 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜…โ˜…โ˜…โ˜… Brenda Pitts
July 08, 2025

Not good

โ˜…โ˜†โ˜†โ˜†โ˜† Raymond O
April 18, 2022

This bank lied to [-] they [-] lie to you

โ˜…โ˜…โ˜…โ˜…โ˜… Raymond O
April 18, 2022

This bank is [-] I have cancer I am in SSDI I have a part time [-] I pay [-] bills I asked for a small [-] to fix [-] [-] so I can get to [-] cancer appointment and they denied [-] a 1300 [-] when I never missed a credit card payment they just [-]'t care . about anyone

โ˜…โ˜†โ˜†โ˜†โ˜† Crystal y
October 07, 2021

This bank is horrible. It holds your money and doesn't allow you to have your funds to pay rent or probation. They like to see people lose thier home and get locked up. But hey it's [-] fault for banking with them. 7 day hold on a check but they took thier 3.91 out of it and made sure they got thier money but who cares about you...

โ˜…โ˜…โ˜…โ˜…โ˜… ROQUEL M
June 24, 2021

This bank [-] steal your money if you leave it in your account for any [-] length of time. We left $25. In our account to [-] it [-]. First Convenience Bank closed our account with notice and kept our money. After discovering our account was closed when we inquired about at [-] local bank no one cause give us [-] answer to when our $25 would be returned. WARNING get your money out this bank ASAP!!! We had been with bank for over 20 years. Ugh..smh

Community Reinvestment Act (CRA) Rating
Latest Exam: July 17, 2023
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

July 17, 2023
Outstanding
July 2, 2020
Satisfactory
July 5, 2016
Satisfactory
March 22, 2013
Needs to Improve
September 16, 2009
Satisfactory
November 13, 2006
Satisfactory
October 14, 2003
Satisfactory
January 31, 2000
Outstanding
June 27, 1997
Outstanding
May 26, 1994
Outstanding
๐Ÿ’ฐ Financial Strength
Total Assets$4.11 Billion
Total Deposits$3.48 Billion
Equity Capital$122.34 Million
Net Income$37.74 Million
๐Ÿ“ˆ Performance
ROA1.21%
ROE35.59%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address901 E Central Texas Expy
Killeen, Texas 76541
๐Ÿ“‹ Corporate Structure
Established02/27/1901
FDIC Cert3285
Holding CoFirst Community Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
๐Ÿ•ฐ๏ธ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

๐Ÿ“œ Institutional History

2022
Relocation
Moved HQ to: 901 East Central Texas Expressway, Killeen, TX 76541.
2020
Merger / Acquisition
Acquired: Fort Hood National Bank
1999
Name Change
Name became: Changed Institution Name To First National Bank Texas.
1993
Name Change
Name became: Changed Institution Name To First National Bank.
1993
Relocation
Moved HQ to: 507 North Gray Street, Killeen, TX 76541.
1990
Merger / Acquisition
Acquired: American Bank
1990
Merger / Acquisition
Acquired: United National Bank

๐Ÿ“ Branch Locations (355)

Swm Batesville Banking Center Rc394 Branch
3150 Harrison Street
Batesville, Arkansas 72501
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Benton - Rc385 Branch
17309 Interstate 30 S
Benton, Arkansas 72015
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Bryant - Rc386 Branch
400 Bryant Ave
Bryant, Arkansas 72022
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Cabot Rc373 Branch
304 S Rockwood Dr
Cabot, Arkansas 72023
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Fayetteville Bkg Ctr Rc369 Branch
2875 W Martin Luther King Jr Blvd
Fayetteville, Arkansas 72704
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Swm Fort Smith Banking Center Rc392 Branch
2425 South Zero Street
Fort Smith, Arkansas 72901
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Swm Fort Smith Roger Branch Rc390
8301 Rogers Avenue
Fort Smith, Arkansas 72903
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Jacksonville Ar Rc375 Branch
2000 John Harden Dr
Jacksonville, Arkansas 72076
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Jonesboro Rc371 Branch
1815 E Highland Dr
Jonesboro, Arkansas 72401
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Swm Shackleford Road Banking Center Rc387 Branch
2700 South Shackleford Road
Little Rock, Arkansas 72205
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Baselline Banking Center Rc 383 Branch
8801 Baeline Road
Little Rock, Arkansas 72209
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East Mccain Banking Center Rc 382 Branch
4450 E Mccain Blvd
North Little Rock, Arkansas 72117
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