๐Ÿฆ Where's My Bank

First National Bank Texas

FDIC #3285 ๐Ÿ“ Killeen, Texas

First National Bank Texas is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 02/27/1901. With assets of $4.11 Billion, it operates 355 domestic branches.

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2.7
โ˜…โ˜…โ˜…โ˜…โ˜…
14 Reviews
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Customer Reviews

2.7 โ˜…

Based on 14 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜…โ˜…โ˜…โ˜… Brenda Pitts
July 08, 2025

Not good

โ˜…โ˜†โ˜†โ˜†โ˜† Raymond O
April 18, 2022

This bank lied to [-] they [-] lie to you

โ˜…โ˜…โ˜…โ˜…โ˜… Raymond O
April 18, 2022

This bank is [-] I have cancer I am in SSDI I have a part time [-] I pay [-] bills I asked for a small [-] to fix [-] [-] so I can get to [-] cancer appointment and they denied [-] a 1300 [-] when I never missed a credit card payment they just [-]'t care . about anyone

โ˜…โ˜†โ˜†โ˜†โ˜† Crystal y
October 07, 2021

This bank is horrible. It holds your money and doesn't allow you to have your funds to pay rent or probation. They like to see people lose thier home and get locked up. But hey it's [-] fault for banking with them. 7 day hold on a check but they took thier 3.91 out of it and made sure they got thier money but who cares about you...

โ˜…โ˜…โ˜…โ˜…โ˜… ROQUEL M
June 24, 2021

This bank [-] steal your money if you leave it in your account for any [-] length of time. We left $25. In our account to [-] it [-]. First Convenience Bank closed our account with notice and kept our money. After discovering our account was closed when we inquired about at [-] local bank no one cause give us [-] answer to when our $25 would be returned. WARNING get your money out this bank ASAP!!! We had been with bank for over 20 years. Ugh..smh

Community Reinvestment Act (CRA) Rating
Latest Exam: July 17, 2023
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

July 17, 2023
Outstanding
July 2, 2020
Satisfactory
July 5, 2016
Satisfactory
March 22, 2013
Needs to Improve
September 16, 2009
Satisfactory
November 13, 2006
Satisfactory
October 14, 2003
Satisfactory
January 31, 2000
Outstanding
June 27, 1997
Outstanding
May 26, 1994
Outstanding
๐Ÿ’ฐ Financial Strength
Total Assets$4.11 Billion
Total Deposits$3.48 Billion
Equity Capital$122.34 Million
Net Income$37.74 Million
๐Ÿ“ˆ Performance
ROA1.21%
ROE35.59%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address901 E Central Texas Expy
Killeen, Texas 76541
๐Ÿ“‹ Corporate Structure
Established02/27/1901
FDIC Cert3285
Holding CoFirst Community Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
๐Ÿ•ฐ๏ธ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

๐Ÿ“œ Institutional History

2022
Relocation
Moved HQ to: 901 East Central Texas Expressway, Killeen, TX 76541.
2020
Merger / Acquisition
Acquired: Fort Hood National Bank
1999
Name Change
Name became: Changed Institution Name To First National Bank Texas.
1993
Name Change
Name became: Changed Institution Name To First National Bank.
1993
Relocation
Moved HQ to: 507 North Gray Street, Killeen, TX 76541.
1990
Merger / Acquisition
Acquired: American Bank
1990
Merger / Acquisition
Acquired: United National Bank

๐Ÿ“ Branch Locations (355)

Arkansas Branch Rc715
11 Halsted Cir
Rogers, Arkansas 72756
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Searcy Rc370 Branch
3509 E Race Ave
Searcy, Arkansas 72143
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Siloam Springs Rc377 Branch
2901 Highway 412 E
Siloam Springs, Arkansas 72761
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Swm Springdale Banking Center Rc396 Branch
2004 South Pleasant Street
Springdale, Arkansas 72764
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Texarkana Rc372 Branch
133 Arkansas Blvd
Texarkana, Arkansas 71854
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Alamogordo Banking Center - Rc 937 Branch
233 S New York Ave
Alamogordo, New Mexico 88310
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Swm Wymoing Blvd - Rc 920
2266 Wyoming Blvd Ne
Albuquerque, New Mexico 87112
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Coors Bvld-albuquerque Rc481 Branch
2550 Coors Blvd Nw
Albuquerque, New Mexico 87120
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Carlisle Blvd Branch Rc489
2701 Carlisle Blvd Ne
Albuquerque, New Mexico 87110
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Rio Bravo Branch Rc490
3500 Coors Blvd Sw
Albuquerque, New Mexico 87121
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Swm - Eubank Banking Cente - Rc 924
400 Eubank Blvd Ne
Albuquerque, New Mexico 87123
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Prm Atrisco Banking Center - Rc930
4201 Central Ave Nw
Albuquerque, New Mexico 87105
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