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Bank Of America, National Association

FDIC #3510 📍 Charlotte, North Carolina

Bank Of America, National Association is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 10/17/1904. With assets of $2,465.23 Billion, it operates 3857 domestic branches.

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2.7
★★★★★
41 Reviews
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Customer Reviews

2.7 ★

Based on 41 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
★☆☆☆☆ Mary J
November 12, 2022

Bank of Americia kept [-] last mobile deposit of $300.00. They [-] it would take 90 days to investigate if [-] deposit should [-] to [-]. It has been 120 days and I have not received a check or anything from them. BAD [-]!!!

★★★★★ Richard M
September 04, 2021

accounts

★★★★★ Zostaprogram D
August 30, 2021

Of bano of [-]

★★★★★ Kathy H
July 06, 2021

I have been a customer of BAC from when it was Nations Bank. [-] staff I encountered has been very professional and always ready to assist.

★★★★★ Fiduciary
May 06, 2021

ALL RECORDS OF INDUSTRY

Community Reinvestment Act (CRA) Rating
Latest Exam: January 3, 2022
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

January 3, 2022
Outstanding
January 8, 2018
Outstanding
December 31, 2011
Satisfactory
March 31, 2009
Outstanding
December 31, 2006
Outstanding
December 31, 2001
Outstanding
January 7, 2000
Outstanding
September 30, 1997
Outstanding
May 9, 1995
Outstanding
January 28, 1994
Outstanding
🏛️ CFPB Complaint Summary
16,029

Total Complaints Filed (Last 3 Yrs)

Timely Response Rate98.2%
Dispute Rate0%

Top Complaint Categories:

  • Checking or savings account 37%
  • Credit card 18%
  • Credit card 18%
View Bank Of America, National Association CFPB Consumer Complaints History
💰 Financial Strength
Total Assets$2,465.23 Billion
Total Deposits$1,979.68 Billion
Equity Capital$229.01 Billion
Net Income$24.19 Billion
📈 Performance
ROA1.31%
ROE14.07%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address100 N Tryon St
Charlotte, North Carolina 28202
OnlineVisit Website
📋 Corporate Structure
Established10/17/1904
FDIC Cert3510
Holding CoBank Of America Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices229
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed

📜 Institutional History

2020
Merger / Acquisition
Acquired: Recontrust Company, National Association
2014
Merger / Acquisition
Acquired: Fia Card Services, National Association
2013
Merger / Acquisition
Acquired: Bank Of America, Rhode Island, National Association
2013
Merger / Acquisition
Acquired: Bank Of America Oregon, National Association
2013
Relocation
Moved HQ to: 100 N Tryon St, Charlotte, NC 28202.
2009
Merger / Acquisition
Acquired: Merrill Lynch Bank & Trust Co., Fsb
2009
Merger / Acquisition
Acquired: Merrill Lynch Bank Usa
2009
Merger / Acquisition
Acquired: Countrywide Bank, Fsb
2008
Merger / Acquisition
Acquired: Lasalle Bank Midwest National Association
2008
Merger / Acquisition
Acquired: Lasalle Bank National Association
2008
Merger / Acquisition
Acquired: Bank Of America Georgia, National Association
2008
Relocation
Moved HQ to: 101 South Tryon Street, Charlotte, NC 28280.
2008
Merger / Acquisition
Acquired: United States Trust Company , National Association
2006
Merger / Acquisition
Acquired: Mbna America Delaware, National Association
2005
Merger / Acquisition
Acquired: Fleet National Bank
2001
Merger / Acquisition
Acquired: Nationsbank Trust Company Of New York
1999
Merger / Acquisition
Acquired: Bank Of America Utah, National Association
1999
Relocation
Moved HQ to: 101 South Tryon Street, Charlotte, NC 28255.
1999
Merger / Acquisition
Acquired: Bank Of America, National Association
1999
Name Change
Name became: Changed Institution Name To Bank Of America, National Association.
1997
Merger / Acquisition
Acquired: Bank Of America Illinois
1997
Merger / Acquisition
Acquired: Bank Of America Trust Company Of Florida, National Association
1997
Merger / Acquisition
Acquired: Bank Of America Nw, National Association
1997
Merger / Acquisition
Acquired: Bank Of America Arizona
1997
Merger / Acquisition
Acquired: Bank Of America, National Association
1997
Merger / Acquisition
Acquired: Bank Of America New Mexico, National Association
1997
Merger / Acquisition
Acquired: Bank Of America-alaska, National Association
1996
Merger / Acquisition
Acquired: Bankamerica National Trust Company
1996
Merger / Acquisition
Acquired: Bank Of America Oregon
1992
Merger / Acquisition
Acquired: Security Pacific National Bank

📍 Branch Locations (3,857)

Alexandria Branch (frgn)
10 Rue Patrice Lumumba
Alexandria, 0
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Amsterdam Branch (frgn)
1000 Bp Amsterdam
Amsterdam, 0
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Anguilla Branch (frgn)
The Valley
Anguilla, 0
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Antwerp Branch (frgn)
34 Van Eycklei
Antwerp, 0
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Sacramento Urban Branch (frgn)
Avda Espanola Y Sacramento
Ascuncion, 0
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Arroclub Branch (frgn)
Avenida Eusebio Ayala Y De La Victori
Asuncion, 0
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Asuncion Branch (frgn)
Chile And Oliva Streets
Asuncion, 0
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Banco De Boston Branch (frgn)
Pte. Franco 706 Y O'leary, Casilla D
Asuncion, 0
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Athens Branch (frgn)
Panepistimiou Street
Athens, 0
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Athens Branch (frgn)
Stadiou 24
Athens, 0
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Avellaneda Branch (frgn)
Avenida General Mitre 570
Avellaneda, 0
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Bangkok Branch (frgn)
2/2 Wireless Road
Bangkok, 0
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