Community Bank, National Association
FDIC #6989
📍 Canton, New York
Community Bank, National Association is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1866. With assets of $15.15 Billion, it operates 209 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2022
Satisfactory
July 22, 2019
Satisfactory
July 27, 2016
Satisfactory
💰 Financial Strength
Total Assets$15.15 Billion
Total Deposits$13.25 Billion
Equity Capital$1.16 Billion
Net Income$76.50 Million
📈 Performance
ROA0.67%
ROE8.53%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1866
FDIC Cert6989
Holding CoCommunity Bank System Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJune 1, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2022
Merger / Acquisition
Acquired: Elmira Savings Bank
2020
Merger / Acquisition
Acquired: Steuben Trust Company
2019
Merger / Acquisition
Acquired: The National Union Bank Of Kinderhook
2017
Merger / Acquisition
Acquired: Merchants Bank
2015
Merger / Acquisition
Acquired: State Bank Of Chittenango