Citizens' Bank & Trust Co. is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 05/01/1886.
With assets of $511.64 Million, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 24, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 24, 2022
Satisfactory
July 9, 2018
Satisfactory
July 14, 2014
Satisfactory
July 9, 2012
Satisfactory
January 11, 2010
Satisfactory
January 7, 2008
Satisfactory
November 28, 2005
Satisfactory
December 3, 2001
Satisfactory
December 1, 1997
Satisfactory
September 1, 1994
Outstanding
December 1, 1991
Satisfactory
💰 Financial Strength
Total Assets$511.64 Million
Total Deposits$459.49 Million
Equity Capital$49.83 Million
Net Income$5.72 Million
📈 Performance
ROA1.46%
ROE15.36%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.