Woodford State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1915.
With assets of $418.69 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2023
Satisfactory
July 1, 2020
Satisfactory
August 1, 2014
Satisfactory
July 1, 2009
Satisfactory
January 1, 2004
Satisfactory
April 1, 1999
Satisfactory
July 1, 1996
Satisfactory
March 1, 1995
Outstanding
September 1, 1992
Satisfactory
💰 Financial Strength
Total Assets$418.69 Million
Total Deposits$324.36 Million
Equity Capital$16.40 Million
Net Income$2.46 Million
📈 Performance
ROA0.80%
ROE16.97%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.