National Exchange Bank And Trust is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 12/20/1933.
With assets of $2.69 Billion, it operates 34 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 20, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 20, 2024
Satisfactory
May 17, 2021
Satisfactory
May 22, 2018
Satisfactory
September 2, 2014
Satisfactory
July 19, 2010
Outstanding
March 6, 2006
Outstanding
February 24, 2003
Outstanding
November 1, 1999
Outstanding
October 3, 1997
Satisfactory
October 5, 1995
Outstanding
December 18, 1992
Outstanding
๐ฐ Financial Strength
Total Assets$2.69 Billion
Total Deposits$2.14 Billion
Equity Capital$419.84 Million
Net Income$30.38 Million
๐ Performance
ROA1.51%
ROE9.87%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.