State Bank Financial is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 07/26/1858.
With assets of $449.24 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: March 11, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
March 11, 2024
Satisfactory
June 11, 2018
Outstanding
May 13, 2013
Outstanding
May 9, 2011
Outstanding
February 17, 2009
Satisfactory
December 4, 2006
Satisfactory
September 27, 2004
Satisfactory
July 29, 2002
Satisfactory
August 7, 2000
Satisfactory
January 1, 1999
Satisfactory
May 1, 1995
Outstanding
December 1, 1992
Outstanding
July 25, 1990
Satisfactory
💰 Financial Strength
Total Assets$449.24 Million
Total Deposits$378.41 Million
Equity Capital$29.76 Million
Net Income$3.74 Million
📈 Performance
ROA1.12%
ROE16.24%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.