The Kansas State Bank
FDIC #10505
📍 Ottawa, Kansas
The Kansas State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 11/20/1917. With assets of $176.03 Million, it operates 3 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 1, 2020
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 1, 2020
Satisfactory
December 1, 2014
Satisfactory
April 1, 2009
Satisfactory
💰 Financial Strength
Total Assets$176.03 Million
Total Deposits$159.48 Million
Equity Capital$10.12 Million
Net Income$1.24 Million
📈 Performance
ROA0.89%
ROE16.63%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/20/1917
FDIC Cert10505
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 6:00 PM
Saturday8:00 AM - 12:00 PM
SundayClosed