๐Ÿฆ Where's My Bank

Pinnacle Bank

FDIC #10634 ๐Ÿ“ Lincoln, Nebraska

Pinnacle Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1880. With assets of $8.24 Billion, it operates 72 domestic branches.

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5 Reviews
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Customer Reviews

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Based on 5 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜†โ˜†โ˜†โ˜† Bea
July 21, 2022

Pinnacle Bank is probably one [-] worst banks ever dealt with. Charge unnecessary fees, refuse to admit to their mistakes. Most employees rude and not very knowledgeable.

โ˜…โ˜†โ˜†โ˜†โ˜† Bea
July 21, 2022

Worst bank ever. Rude, lie, steal, overcharge unnecessary fees, cheat, lack knowledge. Horrible bank.

โ˜…โ˜…โ˜†โ˜†โ˜† Kate R
April 28, 2021

Very poor attitude and customer service on [-] part of [-] 800 number for customer service. Spoke with three people there, [-], [-], both of whom told [-] they were supervisors, and [-], who told [-] that [-] was told not to even try to help [-], but to transfer [-] to [-] local branch. Was told by [-] that both that alerts set up on account randomly expire and stop working, with no way to know that that happened, and no notification. and [-] only fix is to periodically [-] in and delete them and set them up again. I called [-] local branch to double check that info, and told I had to speak to [-] branch manager as she was [-] only person who knew about that. I was put on hold for a [-] time in two separate calls, and gave up. Alerts should not randomly stop working. What kind of a system is that?

โ˜…โ˜…โ˜…โ˜…โ˜… Jessica N
October 10, 2018

Awesome bank. Highly recommend. Innovative ITM service. Excellent customer service.

โ˜…โ˜†โ˜†โ˜†โ˜† Destiny
June 27, 2017

Worst bank I've ever dealt with. They were rude and then forgot to order [-] debit card for 3 weeks, causing some of [-] bills to be late.

Community Reinvestment Act (CRA) Rating
Latest Exam: March 1, 2025
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

March 1, 2025
Satisfactory
March 1, 2022
Satisfactory
February 1, 2019
Satisfactory
October 1, 2015
Satisfactory
September 1, 2012
Satisfactory
May 1, 2010
Satisfactory
December 1, 2006
Outstanding
August 18, 2003
Satisfactory
June 4, 2001
Satisfactory
July 13, 1998
Satisfactory
January 27, 1997
Satisfactory
September 1, 1992
Satisfactory
September 12, 1990
Satisfactory
๐Ÿ’ฐ Financial Strength
Total Assets$8.24 Billion
Total Deposits$6.68 Billion
Equity Capital$581.13 Million
Net Income$44.81 Million
๐Ÿ“ˆ Performance
ROA0.75%
ROE10.46%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address1401 N St
Lincoln, Nebraska 68508
๐Ÿ“‹ Corporate Structure
Established01/01/1880
FDIC Cert10634
Holding CoPinnacle Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
๐Ÿ•ฐ๏ธ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed

๐Ÿ“œ Institutional History

2017
Merger / Acquisition
Acquired: Amfirst Bank
2015
Merger / Acquisition
Acquired: Home State Bank
2012
Merger / Acquisition
Acquired: Hastings State Bank
2012
Merger / Acquisition
Acquired: First State Bank Of Joplin
2010
Merger / Acquisition
Acquired: American National Bank Of Fremont
2007
Merger / Acquisition
Acquired: Farmers And Merchants Bank
2007
Merger / Acquisition
Acquired: Pinnacle Bank, National Association
2007
Relocation
Moved HQ to: 1401 N Street, Lincoln, NE 68508.
2003
Merger / Acquisition
Acquired: The First National Bank Of Elwood
2002
Merger / Acquisition
Acquired: The Wymore State Bank
2002
Merger / Acquisition
Acquired: The Beatrice National Bank And Trust Company
2000
Merger / Acquisition
Acquired: Pinnacle Bank, National Association
2000
Merger / Acquisition
Acquired: Pinnacle Bank
2000
Merger / Acquisition
Acquired: Crete State Bank
2000
Merger / Acquisition
Acquired: Havelock Bank
1999
Merger / Acquisition
Acquired: Pinnacle Bank
1999
Merger / Acquisition
Acquired: Pinnacle Bank, National Association
1999
Merger / Acquisition
Acquired: Waverly Bank
1999
Merger / Acquisition
Acquired: Gretna State Bank
1997
Name Change
Name became: Changed Institution Name To Pinnacle Bank.
1990
Merger / Acquisition
Acquired: Bank Of The Midlands
1979
Relocation
Moved HQ to: 1200 Golden Gate Drive, Papillion, NE 68046.
1975
Name Change
Name became: Changed Institution Name To Bank Of Papillion.

๐Ÿ“ Branch Locations (72)

North Branch
1500 N Buckeye Ave
Abilene, Kansas 67410
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Kansas-abilene Branch
401 N Spruce St
Abilene, Kansas 67410
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Range Line Branch
2433 S Range Line Rd
Joplin, Missouri 64804
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Joplin Branch
802 S Main St
Joplin, Missouri 64801
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Lake Lotawana Branch
26500 Ne Colbern Rd
Lake Lotawana, Missouri 64086
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Sarcoxie Branch
501 Cross St
Sarcoxie, Missouri 64862
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Webb City Branch
1010 S Madison St
Webb City, Missouri 64870
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Arnold Branch
122 S Walnut St
Arnold, Nebraska 69120
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Detached Teller Facility
1119 16th St
Aurora, Nebraska 68818
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Pinnacle Bank-aurora Branch
1234 L St
Aurora, Nebraska 68818
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Beatrice Branch
523 Court St
Beatrice, Nebraska 68310
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Motor Branch
523 N 6th St
Beatrice, Nebraska 68310
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