Availa Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1870.
With assets of $1.54 Billion, it operates 15 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2023
Satisfactory
September 1, 2020
Satisfactory
October 1, 2017
Satisfactory
September 1, 2014
Satisfactory
October 1, 2011
Satisfactory
November 5, 2008
Satisfactory
December 1, 2003
Satisfactory
January 1, 1999
Satisfactory
February 1, 1996
Outstanding
May 1, 1994
Outstanding
October 1, 1992
Satisfactory
๐ฐ Financial Strength
Total Assets$1.54 Billion
Total Deposits$1.28 Billion
Equity Capital$114.00 Million
Net Income$5.85 Million
๐ Performance
ROA0.51%
ROE6.53%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.