Cadence Bank Corporate
Cadence Bank has 378 banking locations. Their corporate headquarters address is listed as: 201 S Spring St in Tupelo Mississippi.
This corporate page for Cadence Bank includes ratings, links to all Cadence Bank branch profiles locations, reviews, corporate details, directions, office hours, their phone number, online banking website, and branch locations.
Cadence Bank Headquarters
Cadence Bank Corporate Headquarters Address:
Cadence Bank
201 S Spring St
Tupelo, Mississippi 38804
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201 S Spring St
Tupelo, Mississippi 38804
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Cadence Bank Headquarters Phone Number: (360) 755-0411
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Cadence Bank Headquarters Map
Cadence Bank Location Area Map
Cadence Bank Lobby Hours
Monday
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
Tuesday
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
Wednesday
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
Thursday
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
Friday
9:00 AM - 5:00 PM
9:00 AM - 5:00 PM
Saturday
Closed
Closed
Sunday
Closed
Closed
Cadence Bank Overview
This section was Last checked and updated, on our end, 1/28/2024.Bank's Headquarters:
201 S Spring St
Tupelo, Mississippi 38804
Tupelo, Mississippi 38804
Established:
03/01/1876
Became FDIC Insured:
01/01/1934
Corporate Website:
www.cadencebank.com
Corporate Structure
Number of Branches:
378
US Bank Branches:
378
Foreign Offices:
0
Bank Class:
Commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Last Structure Change:
08/31/2022
Bank Specialty/Focus:
Commercial Lending Specialization
Bank Holding Company:
Parent FDIC Cert#:
NA - Not listed as a child of a larger bank.
SAIF Insured:
No
State Chartered:
Yes
Financial Snapshot
Assets:
$48,523,010,000
Deposits:
$38,344,886,000
Deposits Held Domestically:
$38,344,886,000
Equity Capital:
$4,395,257,000
Net Income:
$283,240,000
www.bancorpsouth.com
www.alostar.com
FDIC Oversight
FDIC Region:
13
FDIC Supervisory Region:
Dallas
Federal Reserve District:
Dallas
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
Branch Locations for Cadence Bank
The following is a directory of all branch offices for Cadence Bank. Below that are any complaints and ratings available as well as the ability to leave one yourself if you wish :)
Pages: 1 2 3 4 5 6 7
Cleveland TN Mortgage Office Branch - Cadence Bank
1520 Clingan Ridge Dr Nw
Cleveland, Tennessee 38804
1520 Clingan Ridge Dr Nw
Cleveland, Tennessee 38804
COLLIERVILLE HOUSTON LEVEE BRANCH - Cadence Bank
3694 S Houston Levee Rd
Collierville, Tennessee 38804
3694 S Houston Levee Rd
Collierville, Tennessee 38804
Dallas Loan And Deposit Production O - Bancorpsouth Bank
14841 North Dallas Parkway, Suite 135
Dallas, Texas 38804
14841 North Dallas Parkway, Suite 135
Dallas, Texas 38804
Dallas Loan And Deposit Production O - Bancorpsouth Bank
10000 North Central Expressway, Suite 100
Dallas, Texas 38804
10000 North Central Expressway, Suite 100
Dallas, Texas 38804
Cadence Bank Complaints
View More Cadence Bank Complaints:
1 2 3 4 5 6 7
Complaint ID: 2758792
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Struggling to pay mortgage
Subissue:
Company: Cadence Bank
Complaint: My father XXXX XXXX and the mortgage on our home is in his name. After his passing, I had some difficulties in maintaining the payments on a regular basis, but managed to get caught up. XXXX has repeatedly harassed me, although I asked them to cease and desist communications with me. I am currently only behind by one payment, yet they are threatening me with foreclosure and bombarding me with mail and phone calls. I have attached two letters received in the same day from them below on this page. I have received many more letters and numerous phone calls. If necessary, I can go back in my records and produce those as well. XXXX has caused me great XXXX XXXX and made matters worse, as I am still dealing with the XXXX of my father.
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Struggling to pay mortgage
Subissue:
Company: Cadence Bank
Complaint: My father XXXX XXXX and the mortgage on our home is in his name. After his passing, I had some difficulties in maintaining the payments on a regular basis, but managed to get caught up. XXXX has repeatedly harassed me, although I asked them to cease and desist communications with me. I am currently only behind by one payment, yet they are threatening me with foreclosure and bombarding me with mail and phone calls. I have attached two letters received in the same day from them below on this page. I have received many more letters and numerous phone calls. If necessary, I can go back in my records and produce those as well. XXXX has caused me great XXXX XXXX and made matters worse, as I am still dealing with the XXXX of my father.
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Complaint ID: 2723154
Product: Mortgage
Sub-Product: Other type of mortgage
Issue: Struggling to pay mortgage
Subissue:
Company: Cadence Bank
Complaint: XXXX XXXX XXXX, XXXX was in arrears by approximately $ 20K on a mortgage loan with BancorpSouth Bank as of XX/XX/XXXX. The amount remaining on the loan was approximately $ 120K, as evidenced by the invoice attached. On XX/XX/XXXX one of the buildings located on the property was destroyed by fire. After the tragedy, it was discovered that the property was foreclosed on XX/XX/XXXX. No notification of pending foreclosure was ever received by XXXX XXXX XXXX. The property was appraised at $ 240+ in XX/XX/XXXX ( please see copy of appraisal attached ). BancorpSouth contacted the insurance company and requested that insurance proceeds be sent directly to them ( please see attached email ). The building that was destroyed was insured for {$150000.00}. A check in the amount of $ XXXX was made payable to XXXX XXXX XXXX XXXX, BancorpSouth Bank, and Small Business Administration. If repairs were made within a certain period, then the additional coverage amount would be forwarded. As of this date, no check has been forwarded to XXXX XXXX XXXX. The bank now has the property and the insurance proceeds, which is much greater than the $ 120K that was owed. This seems unfair and unjust. XXXX XXXX XXXX paid the insurance premiums and seeks the insurance proceeds received for this loss.
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Product: Mortgage
Sub-Product: Other type of mortgage
Issue: Struggling to pay mortgage
Subissue:
Company: Cadence Bank
Complaint: XXXX XXXX XXXX, XXXX was in arrears by approximately $ 20K on a mortgage loan with BancorpSouth Bank as of XX/XX/XXXX. The amount remaining on the loan was approximately $ 120K, as evidenced by the invoice attached. On XX/XX/XXXX one of the buildings located on the property was destroyed by fire. After the tragedy, it was discovered that the property was foreclosed on XX/XX/XXXX. No notification of pending foreclosure was ever received by XXXX XXXX XXXX. The property was appraised at $ 240+ in XX/XX/XXXX ( please see copy of appraisal attached ). BancorpSouth contacted the insurance company and requested that insurance proceeds be sent directly to them ( please see attached email ). The building that was destroyed was insured for {$150000.00}. A check in the amount of $ XXXX was made payable to XXXX XXXX XXXX XXXX, BancorpSouth Bank, and Small Business Administration. If repairs were made within a certain period, then the additional coverage amount would be forwarded. As of this date, no check has been forwarded to XXXX XXXX XXXX. The bank now has the property and the insurance proceeds, which is much greater than the $ 120K that was owed. This seems unfair and unjust. XXXX XXXX XXXX paid the insurance premiums and seeks the insurance proceeds received for this loss.
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Complaint ID: 2672628
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Subissue: Account status incorrect
Company: Cadence Bank
Complaint: This complaint involves the following companies : * XXXX * XXXX * XXXX * Bancorpsouth LLC * XXXX XXXX XXXX ( XXXX ) * XXXX XXXX Regarding the companies : XXXX XXXX XXXX My report has been disputed almost every single month over the same accounts with all three bureaus modifying or publishing inconsistent changes for each dispute. Between XXXX XXXX and XXXX/XXXX/XXXX I have filed multiple disputes with each bureau in an effort to correct inaccuracies in my reporting. These inaccuracies have affect credit decisions for me and have cost me considerably with opportunities. The credit card accounts that I had with Bancorpsouth and XXXX XXXX were previously in a collection status and there was an established agreement made before settlement payment that my negative remarks, payment history, and derogatory status would be removed from reporting upon receipt of payment. Bancorpsouth and XXXX XXXX have repeatedly varied their responses and required credit bureau disputes all of which returned inaccurate results that still have not corrected the issue. Bancorpsouth refused completely to acknowledge their issue or even attempt to resolve the issue on their own. After informing them when I called back in XXXX of XXXX that I had previously submitted 2 disputes with no avail they simply suggested that I attempted yet another dispute. I have done the 3rd dispute attempt and have not had the issue corrected at all with XXXX, XXXX, or XXXX all of which have obfuscated reporting and all of which have changed their reporting multiple times with each dispute, failing to resolve the issue each and every time. I have attempted to subscribe to all three bureau 's individual reporting services in an attempt to progress my issue and not only was I charged money for access to inaccurate reporting, I was unable to receive the assistance that I paid for. This is in addition to the XXXX security breach which has left me unable to access my credit report to " freeze '' it due to both online and telephone failures. I have only been able to access error messages both online and over the phone when attempting to contact all three bureaus to freeze my report. XXXX, even though I am a currently paying subscriber, attempted to sell me an additional service that provided features which I was already entitled to, and features that did not deliver the service that they advertised. XXXX also presents its premium subscription as a way to receive quicker alerts and added safeguards in defending fraudulent activity. As a subscriber I was not made aware, and still have not received, any attempted communication on the part of XXXX to notify me of the security breach. My accounts with Bancorpsouth and XXXX XXXX have been settled well out of this year. No account had any obligation owed and I was not in any customer relationship with either bank for the entire whole of XXXX. Furthermore, my account with the Veteran 's Administration that was reported as of even the most recent XXXX dispute as being in a collection status as of XXXX. I have a paid in full letter directly from the Veteran 's Administration refuting this reporting entirely. The latest XXXX dispute results as of XXXX state, " We have verified that this item has been reported correctly. Additional information has been provided from the original source regarding this item. The date closed has been updated. We have verified that the last payment date is reporting correctly. This creditor/agency has verified to OUR company that the date of last activity is being reported correctly. '' XXXX XXXX XXXX has neglected to report all payments made in accordance with attached documentation. In addition, each dispute filed did not return accurate reporting for this information as well. My current status still shows as a collection account in derogatory status despite a paid in full letter showing the correct date directly from the Veteran 's Administration
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Subissue: Account status incorrect
Company: Cadence Bank
Complaint: This complaint involves the following companies : * XXXX * XXXX * XXXX * Bancorpsouth LLC * XXXX XXXX XXXX ( XXXX ) * XXXX XXXX Regarding the companies : XXXX XXXX XXXX My report has been disputed almost every single month over the same accounts with all three bureaus modifying or publishing inconsistent changes for each dispute. Between XXXX XXXX and XXXX/XXXX/XXXX I have filed multiple disputes with each bureau in an effort to correct inaccuracies in my reporting. These inaccuracies have affect credit decisions for me and have cost me considerably with opportunities. The credit card accounts that I had with Bancorpsouth and XXXX XXXX were previously in a collection status and there was an established agreement made before settlement payment that my negative remarks, payment history, and derogatory status would be removed from reporting upon receipt of payment. Bancorpsouth and XXXX XXXX have repeatedly varied their responses and required credit bureau disputes all of which returned inaccurate results that still have not corrected the issue. Bancorpsouth refused completely to acknowledge their issue or even attempt to resolve the issue on their own. After informing them when I called back in XXXX of XXXX that I had previously submitted 2 disputes with no avail they simply suggested that I attempted yet another dispute. I have done the 3rd dispute attempt and have not had the issue corrected at all with XXXX, XXXX, or XXXX all of which have obfuscated reporting and all of which have changed their reporting multiple times with each dispute, failing to resolve the issue each and every time. I have attempted to subscribe to all three bureau 's individual reporting services in an attempt to progress my issue and not only was I charged money for access to inaccurate reporting, I was unable to receive the assistance that I paid for. This is in addition to the XXXX security breach which has left me unable to access my credit report to " freeze '' it due to both online and telephone failures. I have only been able to access error messages both online and over the phone when attempting to contact all three bureaus to freeze my report. XXXX, even though I am a currently paying subscriber, attempted to sell me an additional service that provided features which I was already entitled to, and features that did not deliver the service that they advertised. XXXX also presents its premium subscription as a way to receive quicker alerts and added safeguards in defending fraudulent activity. As a subscriber I was not made aware, and still have not received, any attempted communication on the part of XXXX to notify me of the security breach. My accounts with Bancorpsouth and XXXX XXXX have been settled well out of this year. No account had any obligation owed and I was not in any customer relationship with either bank for the entire whole of XXXX. Furthermore, my account with the Veteran 's Administration that was reported as of even the most recent XXXX dispute as being in a collection status as of XXXX. I have a paid in full letter directly from the Veteran 's Administration refuting this reporting entirely. The latest XXXX dispute results as of XXXX state, " We have verified that this item has been reported correctly. Additional information has been provided from the original source regarding this item. The date closed has been updated. We have verified that the last payment date is reporting correctly. This creditor/agency has verified to OUR company that the date of last activity is being reported correctly. '' XXXX XXXX XXXX has neglected to report all payments made in accordance with attached documentation. In addition, each dispute filed did not return accurate reporting for this information as well. My current status still shows as a collection account in derogatory status despite a paid in full letter showing the correct date directly from the Veteran 's Administration
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
View More Cadence Bank Complaints:
1 2 3 4 5 6 7
Cadence Bank Reviews and Ratings
Average Customer Rating
3 out of 5 stars from 5 reviews.
11813-Cadence Bank
Reviews
[-] means a part of a review was redacted. Names, profanity, phone numbers, account numbers, and email addresses being the main reasons. False positives happen as well, better to ere on the side of safety we think.
Cadence Bank Name Changes
The following are other names Cadence Bank has been known by over the years:
In 1971 their name became: Bank of Mississippi.
In 1998 their name became: BancorpSouth Bank.
In 2021 their name became: Cadence Bank.
In 1998 their name became: BancorpSouth Bank.
In 2021 their name became: Cadence Bank.
Cadence Bank Headquarters' Locations
The following addresses are where Cadence Bank has had their headquarters:
Moved From: 201 MAIN STREET to Spring And Troy Streets, Tupelo, MS 38801.
Moved From: ONE MISSISSIPPI PLAZA to 1 Mississippi Plz, Tupelo, MS 38804.
Moved From: ONE MISSISSIPPI PLAZA to 1 Mississippi Plz, Tupelo, MS 38804.
Cadence Bank Mergers and Acquisitions
The following shows transitions that are what have ultimately result in Cadence Bank becoming what it is today, for better or worse.
The Bank of West Point (1973)
The Bank of Houston (1973)
Bank of Olive Branch (1973)
Grenada Trust and Banking Company (1974)
Security Bank of Hernando (1980)
Monroe Banking and Trust Company (1982)
First Mississippi National Bank (1987)
The American Bank (1987)
First Federal Bank for Savings (1995)
Laurel Federal Savings and Loan Association (1997)
Iuka Guaranty Bank (1997)
Volunteer Bank (1997)
Highland Bank (1999)
First Community Bank of The South (1999)
Merchants Bank (1999)
The First National Bank of Opelika (1999)
The Home Bank (1999)
The Bank of North Arkansas (2000)
First National Bank of Magnolia (2000)
First Republic Bank (2000)
FirstBank (2000)
The Citizens National Bank of Hope (2000)
The City National Bank of Fort Smith (2000)
The First National Bank of El Dorado (2000)
Merchants and Planters Bank, National Association (2000)
City Bank & Trust of Shreveport, Louisiana (2000)
Fredonia State Bank (2000)
First United Bank (2000)
First United Trust Company, National Association (2000)
First Federal Savings and Loan Association (2000)
Pinnacle Bank (2002)
Premier Bank of Brentwood (2005)
The Business Bank (2005)
American State Bank (2005)
First Kensington Bank (2006)
The Signature Bank (2007)
Ouachita Independent Bank (2018)
First State Bank Central Texas (2018)
Icon Bank of Texas, National Association (2018)
Grand Bank of Texas (2019)
Merchants Bank (2019)
Summit Bank, National Association (2019)
Texas Star Bank (2019)
Texas First State Bank (2020)
FNB Bank (2021)
National United (2021)
Cadence Bank, N.A. (2021)
The Bank of Houston (1973)
Bank of Olive Branch (1973)
Grenada Trust and Banking Company (1974)
Security Bank of Hernando (1980)
Monroe Banking and Trust Company (1982)
First Mississippi National Bank (1987)
The American Bank (1987)
First Federal Bank for Savings (1995)
Laurel Federal Savings and Loan Association (1997)
Iuka Guaranty Bank (1997)
Volunteer Bank (1997)
Highland Bank (1999)
First Community Bank of The South (1999)
Merchants Bank (1999)
The First National Bank of Opelika (1999)
The Home Bank (1999)
The Bank of North Arkansas (2000)
First National Bank of Magnolia (2000)
First Republic Bank (2000)
FirstBank (2000)
The Citizens National Bank of Hope (2000)
The City National Bank of Fort Smith (2000)
The First National Bank of El Dorado (2000)
Merchants and Planters Bank, National Association (2000)
City Bank & Trust of Shreveport, Louisiana (2000)
Fredonia State Bank (2000)
First United Bank (2000)
First United Trust Company, National Association (2000)
First Federal Savings and Loan Association (2000)
Pinnacle Bank (2002)
Premier Bank of Brentwood (2005)
The Business Bank (2005)
American State Bank (2005)
First Kensington Bank (2006)
The Signature Bank (2007)
Ouachita Independent Bank (2018)
First State Bank Central Texas (2018)
Icon Bank of Texas, National Association (2018)
Grand Bank of Texas (2019)
Merchants Bank (2019)
Summit Bank, National Association (2019)
Texas Star Bank (2019)
Texas First State Bank (2020)
FNB Bank (2021)
National United (2021)
Cadence Bank, N.A. (2021)