Cadence Bank
FDIC #11813
📍 Tupelo, Mississippi
Cadence Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/01/1876. With assets of $48.52 Billion, it operates 416 domestic branches.
Customer Reviews
3.4 ★
Based on 5 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
★★★★★ Lord J
November 05, 2021
Learning
★★★★★ Lord J
November 05, 2021
Nice
★☆☆☆☆ Robert (
August 02, 2021
Your customer service stinks I called 3 time and [-] hold time was a hour. Today I called and was on hold 42 mins to pay a house note.
★☆☆☆☆ Kathleen S
July 01, 2020
[-] Not Use this Bank: I have had accounts with this bank for nearly 13 years,
★★★★★ Shelley L
June 20, 2019
What kind of money [-] I have or that your investing in [-] name
Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2023
Outstanding
March 1, 2020
Satisfactory
January 1, 2018
Satisfactory
🏛️ CFPB Complaint Summary
122
Total Complaints Filed (Last 3 Yrs)
Timely Response Rate100%
Dispute Rate0%
Top Complaint Categories:
- Checking or savings account 62%
- Mortgage 23%
- Mortgage 23%
💰 Financial Strength
Total Assets$48.52 Billion
Total Deposits$38.34 Billion
Equity Capital$4.40 Billion
Net Income$283.24 Million
📈 Performance
ROA0.76%
ROE8.54%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/01/1876
FDIC Cert11813
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2021
Merger / Acquisition
Acquired: Cadence Bank, N.a.
2021
Name Change
Name became: Changed Institution Name To Cadence Bank.
2021
Merger / Acquisition
Acquired: National United
2021
Merger / Acquisition
Acquired: Fnb Bank
2020
Merger / Acquisition
Acquired: Texas First State Bank