Citizens Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 02/21/1927.
With assets of $190.63 Million, it operates 4 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2022
Satisfactory
March 1, 2016
Satisfactory
July 1, 2010
Satisfactory
June 1, 2004
Satisfactory
April 1, 1998
Outstanding
January 1, 1995
Outstanding
January 1, 1993
Satisfactory
💰 Financial Strength
Total Assets$190.63 Million
Total Deposits$178.82 Million
Equity Capital$11.32 Million
Net Income$1.34 Million
📈 Performance
ROA0.96%
ROE14.78%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.