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Community Reinvestment Act (CRA) Rating
Latest Exam: January 1, 2019
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 1, 2019
Satisfactory
February 1, 2013
Satisfactory
October 1, 2007
Satisfactory
October 1, 2002
Satisfactory
October 1, 1997
Satisfactory
February 1, 1996
Outstanding
March 1, 1993
Outstanding
August 1, 1992
Outstanding
May 1, 1991
Satisfactory
💰 Financial Strength
Total Assets$2.24 Billion
Total Deposits$1.21 Billion
Equity Capital$339.69 Million
Net Income$-11,624,000
📈 Performance
ROA-0.72%
ROE-4.49%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.