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Renasant Bank

FDIC #12437 ๐Ÿ“ Tupelo, Mississippi

Renasant Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 02/27/1904. With assets of $17.19 Billion, it operates 279 domestic branches.

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2.6
โ˜…โ˜…โ˜…โ˜…โ˜…
16 Reviews
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Customer Reviews

2.6 โ˜…

Based on 16 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜…โ˜…โ˜…โ˜… Angela W
November 03, 2022

Pathetic. You can't even get a return phone call back from ANYONE! I am leaving this bank!

โ˜…โ˜…โ˜…โ˜…โ˜… peter o
January 06, 2022

This bank took all [-] money from [-] checking account, and gave it to someone [-]! $9000.00 I am waiting for them to decide to return [-] money

โ˜…โ˜†โ˜†โ˜†โ˜† Peter O
January 04, 2022

[-] wife and I are 20 year customers with multiple accounts, and I am pulling them all! <br />[-] Agnew VP of [-] Ga branch released [-] funds from [-] nonprofit account to someone not authorized by [-], [-] also lied to [-] about [-] account's safety. I have witnesses! Over $10,000 gone!!!!! Where is corporate to save us?<br />

โ˜…โ˜†โ˜†โ˜†โ˜† Michael C
December 17, 2021

I was charged numerous times Overdraft fees which resulted in even more Overdraft fees and is threatening to close [-] account. I have been a LOYAL customer since 2017 and find this as stealing and no regards for customer retention. If all [-] overdraft fees (which [-] items were not paid either) then [-] account would not be in [-] negative and threatening to be closed and ruin [-] credit. Its just not right and this review is ONLY [-] beginning of [-] complaint. Giving a 1 [-] review is being generous. When I called and tried to speak with [-] branch manager she was very rude and did not want to help [-] out at all

โ˜…โ˜…โ˜†โ˜†โ˜† Michael
December 01, 2020

We are direct deposit account holders at your Ocala FL 'Cascades' office on E Silver Springs Blvd. On Sat 11/28 we made a [-] deposit in [-] ATM of this branch....thinking reasonably that [-] funds would CERTAINLY be available Monday AM. WRONG...! We called [-] branch office and were told [-] [-] deposit world not be available until 12:01 [-]....for a [-] deposit made Saturday!!!! We told [-] manager this was simply NOT acceptable His borderline rude response was...'nothing I can [-]....you'll just have to wait'. [-] promised us every which way that [-] funds would REALLY be there after midnight Monday. Of course they were NOT available.....not until [-] morning! [-] was way less than helpful, basically telling us ....'tough...that's [-] way it is.' It is NOT acceptable for a [-] deposit made on Saturday not to be available in our checking account until [-] morning!!!! Our lesson learned is twofold: 1st....NEVER deposit ANYTHING in your ATM machines, only withdraw [-]....2nd....perhaps we need to seek a different bank (there is certainly no shortage of banks in our area!) that actually seems to WANT our direct deposits...!!!!

Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

December 1, 2024
Satisfactory
May 1, 2021
Satisfactory
June 1, 2018
Satisfactory
July 1, 2014
Satisfactory
December 1, 2010
Satisfactory
August 1, 2007
Satisfactory
December 1, 2003
Satisfactory
November 1, 2000
Satisfactory
September 1, 1998
Satisfactory
July 1, 1996
Satisfactory
August 1, 1993
Satisfactory
January 1, 1992
Satisfactory
๐Ÿ’ฐ Financial Strength
Total Assets$17.19 Billion
Total Deposits$14.33 Billion
Equity Capital$2.48 Billion
Net Income$133.15 Million
๐Ÿ“ˆ Performance
ROA1.03%
ROE7.27%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address209 Troy St
Tupelo, Mississippi 38804
๐Ÿ“‹ Corporate Structure
Established02/27/1904
FDIC Cert12437
Holding CoRenasant Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeSeptember 8, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
๐Ÿ•ฐ๏ธ Lobby Hours
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
SundayClosed

๐Ÿ“œ Institutional History

2022
Relocation
Moved HQ to: 209 Troy St, Tupelo, MS 38804.
2019
Merger / Acquisition
Acquired: The Brand Banking Company
2017
Merger / Acquisition
Acquired: Metropolitan Bank
2016
Merger / Acquisition
Acquired: Keyworth Bank
2015
Merger / Acquisition
Acquired: Heritage Bank Of The South
2013
Merger / Acquisition
Acquired: Merchants And Farmers Bank
2007
Merger / Acquisition
Acquired: Capital Bank & Trust Company
2005
Merger / Acquisition
Acquired: Renasant Bank Of Tennessee
2005
Name Change
Name became: Changed Institution Name To Renasant Bank.
2005
Merger / Acquisition
Acquired: Heritage Bank
1999
Merger / Acquisition
Acquired: Inter-city Federal Savings Bank
1995
Merger / Acquisition
Acquired: New South Bank
1988
Merger / Acquisition
Acquired: Bank Of Water Valley
1985
Merger / Acquisition
Acquired: Merchants & Farmers Bank Of Winona
1984
Merger / Acquisition
Acquired: Alcorn Bank And Trust Company
1984
Merger / Acquisition
Acquired: Panola County Bank
1984
Relocation
Moved HQ to: 209 Troy Street, Tupelo, MS 38801.
1980
Merger / Acquisition
Acquired: Bank Of Amory
1975
Merger / Acquisition
Acquired: Bank Of Pontotoc
1974
Merger / Acquisition
Acquired: Clay County Bank And Trust Company
1974
Relocation
Moved HQ to: 209 West Main Street, Tupelo, MS 38801.

๐Ÿ“ Branch Locations (279)

Al-auburn-east Glenn Branch
1943 E Glenn Ave
Auburn, Alabama 36830
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Bay Minette Branch
211b E 1st St
Bay Minette, Alabama 36507
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Inverness Branch
107 Inverness Cors
Birmingham, Alabama 35242
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Renasant Place Branch
2001 Park Pl
Birmingham, Alabama 35203
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Crestline Branch
44 Church St
Birmingham, Alabama 35213
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Chatom Branch
34 Court St
Chatom, Alabama 36518
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Chelsea Branch
16863 Highway 280
Chelsea, Alabama 35043
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Childersburg Branch
120 8th Ave Sw
Childersburg, Alabama 35044
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Citronelle Branch
19495 N 3rd St
Citronelle, Alabama 36522
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Columbiana Branch
106 E College St
Columbiana, Alabama 35051
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Daphne Branch
1415 Us Highway 98
Daphne, Alabama 36526
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Dauphin Island Branch
640 Lemoyne Dr
Dauphin Island, Alabama 36528
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