State Bank Of Cold Spring
FDIC #12444
📍 Cold Spring, Minnesota
State Bank Of Cold Spring is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1908. With assets of $93.31 Million, it operates 1 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 1, 2021
Satisfactory
May 1, 2016
Satisfactory
December 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$93.31 Million
Total Deposits$87.55 Million
Equity Capital$5.11 Million
Net Income$497,000
📈 Performance
ROA0.69%
ROE13.19%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1908
FDIC Cert12444
Holding CoLindell Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 3:00 PM
Tuesday8:00 AM - 3:00 PM
Wednesday8:00 AM - 3:00 PM
Thursday8:00 AM - 3:00 PM
Friday8:00 AM - 5:00 PM
SaturdayClosed
SundayClosed