The Peoples Bank
FDIC #12885
📍 Chestertown, Maryland
The Peoples Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 10/01/1910. With assets of $306.91 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2021
Satisfactory
September 1, 2018
Satisfactory
June 1, 2012
Outstanding
💰 Financial Strength
Total Assets$306.91 Million
Total Deposits$275.04 Million
Equity Capital$28.80 Million
Net Income$3.49 Million
📈 Performance
ROA1.43%
ROE16.67%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established10/01/1910
FDIC Cert12885
Holding CoPeoples Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2012
Name Change
Name became: Changed Institution Name To The Peoples Bank.
1997
Relocation
Moved HQ to: High And Spring Streets, Chestertown, MD 21620.
1989
Name Change
Name became: Changed Institution Name To Peoples Bank Of Kent County, Maryland.