Miners & Merchants Bank
FDIC #13018
📍 Thomas, West Virginia
Miners & Merchants Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 06/10/1902. With assets of $68.16 Million, it operates 3 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2025
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2025
Satisfactory
January 1, 2019
Satisfactory
October 1, 2013
Satisfactory
💰 Financial Strength
Total Assets$68.16 Million
Total Deposits$54.79 Million
Equity Capital$9.18 Million
Net Income$-2,000
📈 Performance
ROA-0.00%
ROE-0.03%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address16000 Appalachian Highway
Thomas, West Virginia 26292
Thomas, West Virginia 26292
OnlineVisit Website
📋 Corporate Structure
Established06/10/1902
FDIC Cert13018
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJanuary 10, 2024
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2022
Relocation
Moved HQ to: 16000 Appalachian Highway, Thomas, WV 26292.
2019
Relocation
Moved HQ to: 172 East Ave, Thomas, WV 26292.
2006
Relocation
Moved HQ to: Main Street, Thomas, WV 26292.