Royal Bank
FDIC #13454
📍 Elroy, Wisconsin
Royal Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 04/30/1932. With assets of $715.49 Million, it operates 21 domestic branches.
Customer Reviews
N/A ★
Based on 0 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2022
Satisfactory
July 1, 2019
Satisfactory
October 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$715.49 Million
Total Deposits$634.98 Million
Equity Capital$75.46 Million
Net Income$6.26 Million
📈 Performance
ROA1.15%
ROE11.11%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established04/30/1932
FDIC Cert13454
Holding CoRoyal Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2017
Merger / Acquisition
Acquired: State Bank Of Cazenovia
1998
Merger / Acquisition
Acquired: Royal Bank
1993
Name Change
Name became: Changed Institution Name To Royal Bank.
1992
Merger / Acquisition
Acquired: Royal Bank-lone Rock
1992
Name Change
Name became: Changed Institution Name To Royal Bank - Elroy.