Peoples Bank And Trust Company is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 11/01/1898.
With assets of $1.08 Billion, it operates 21 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2025
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2025
Satisfactory
February 1, 2022
Satisfactory
March 1, 2019
Satisfactory
March 1, 2016
Satisfactory
October 1, 2013
Satisfactory
June 1, 2010
Satisfactory
August 1, 2005
Satisfactory
October 1, 1999
Outstanding
October 1, 1996
Outstanding
April 1, 1994
Satisfactory
September 1, 1992
Satisfactory
๐ฐ Financial Strength
Total Assets$1.08 Billion
Total Deposits$835.56 Million
Equity Capital$71.15 Million
Net Income$7.36 Million
๐ Performance
ROA0.93%
ROE13.44%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.