First Texoma National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 07/08/1898.
With assets of $218.13 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: December 14, 2020
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 14, 2020
Satisfactory
November 15, 2016
Satisfactory
April 15, 2011
Satisfactory
April 27, 2005
Satisfactory
May 11, 1999
Satisfactory
January 29, 1997
Satisfactory
February 24, 1995
Outstanding
January 15, 1992
Outstanding
💰 Financial Strength
Total Assets$218.13 Million
Total Deposits$198.71 Million
Equity Capital$18.76 Million
Net Income$1.49 Million
📈 Performance
ROA0.89%
ROE10.61%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.