First Guaranty Bank
FDIC #14028
📍 Hammond, Louisiana
First Guaranty Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/12/1934. With assets of $3.42 Billion, it operates 31 domestic branches.
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★☆☆☆☆ Marsden A
October 06, 2021
Very poor
Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Satisfactory
April 1, 2020
Satisfactory
September 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$3.42 Billion
Total Deposits$2.82 Billion
Equity Capital$290.37 Million
Net Income$12.10 Million
📈 Performance
ROA0.50%
ROE5.62%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/12/1934
FDIC Cert14028
Holding CoSmith&hood Holding Co L L C
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 4:30 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2019
Merger / Acquisition
Acquired: The Union Bank
2017
Merger / Acquisition
Acquired: Synergy Bank, S.s.b.
2017
Relocation
Moved HQ to: 400 East Thomas Street, Hammond, LA 70401.
2011
Merger / Acquisition
Acquired: Bank Of Greensburg
2007
Merger / Acquisition
Acquired: Homestead Bank