Wells River Savings Bank
FDIC #14136
📍 Wells River, Vermont
Wells River Savings Bank is a commercial bank (si) established in 01/01/1892. With assets of $226.04 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2021
Satisfactory
November 1, 2015
Satisfactory
October 1, 2009
Satisfactory
💰 Financial Strength
Total Assets$226.04 Million
Total Deposits$193.05 Million
Equity Capital$14.70 Million
Net Income$1.12 Million
📈 Performance
ROA0.66%
ROE9.82%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1892
FDIC Cert14136
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
1981
Merger / Acquisition
Acquired: The National Bank Of Newbury At Wells River