Northfield Savings Bank
FDIC #14140
📍 Northfield, Vermont
Northfield Savings Bank is a commercial bank (si) established in 11/21/1867. With assets of $1.45 Billion, it operates 13 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2022
Satisfactory
November 1, 2018
Satisfactory
September 1, 2015
Outstanding
💰 Financial Strength
Total Assets$1.45 Billion
Total Deposits$1.14 Billion
Equity Capital$114.60 Million
Net Income$3.04 Million
📈 Performance
ROA0.28%
ROE3.45%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/21/1867
FDIC Cert14140
Holding CoNorthfield Mhc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2000
Relocation
Moved HQ to: 33 South Main Street, Northfield, VT 05663.