Peoples Trust Company Of St. Albans
FDIC #14168
📍 Saint Albans, Vermont
Peoples Trust Company Of St. Albans is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 11/12/1866. With assets of $359.02 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2023
Satisfactory
April 1, 2020
Satisfactory
March 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$359.02 Million
Total Deposits$322.77 Million
Equity Capital$31.30 Million
Net Income$2.28 Million
📈 Performance
ROA0.85%
ROE9.42%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/12/1866
FDIC Cert14168
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 4:00 PM
Friday8:30 AM - 6:00 PM
SaturdayClosed
SundayClosed