National Bank Of Commerce is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 02/07/1934.
With assets of $1.33 Billion, it operates 21 domestic branches.
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: April 25, 2022
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 25, 2022
Outstanding
April 1, 2019
Outstanding
March 7, 2016
Outstanding
April 30, 2012
Satisfactory
December 2, 2002
Satisfactory
January 26, 1998
Satisfactory
May 24, 1995
Outstanding
December 31, 1991
Satisfactory
๐ฐ Financial Strength
Total Assets$1.33 Billion
Total Deposits$1.14 Billion
Equity Capital$124.70 Million
Net Income$14.43 Million
๐ Performance
ROA1.49%
ROE15.25%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.