The Benton State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 12/05/1894.
With assets of $83.14 Million, it operates 3 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2021
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2021
Satisfactory
September 1, 2015
Satisfactory
November 1, 2009
Outstanding
November 1, 2003
Satisfactory
May 1, 1999
Satisfactory
October 1, 1995
Outstanding
May 1, 1994
Needs to Improve
May 1, 1992
Satisfactory
💰 Financial Strength
Total Assets$83.14 Million
Total Deposits$71.56 Million
Equity Capital$8.05 Million
Net Income$576,000
📈 Performance
ROA0.94%
ROE9.77%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.