Exchange Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 04/09/1917.
With assets of $1.37 Billion, it operates 8 domestic branches.
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2023
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 1, 2023
Outstanding
December 1, 2020
Outstanding
March 1, 2018
Satisfactory
March 1, 2015
Satisfactory
January 1, 2014
Satisfactory
July 5, 2008
Satisfactory
August 1, 2003
Satisfactory
October 1, 1997
Outstanding
April 1, 1995
Satisfactory
November 1, 1993
Satisfactory
December 1, 1991
Satisfactory
💰 Financial Strength
Total Assets$1.37 Billion
Total Deposits$1.06 Billion
Equity Capital$113.72 Million
Net Income$18.70 Million
📈 Performance
ROA1.85%
ROE20.29%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.