Jersey Shore State Bank
FDIC #14359
📍 Williamsport, Pennsylvania
Jersey Shore State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 05/12/1934. With assets of $1.57 Billion, it operates 0 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2023
Satisfactory
October 1, 2020
Satisfactory
October 1, 2017
Outstanding
💰 Financial Strength
Total Assets$1.57 Billion
Total Deposits$1.07 Billion
Equity Capital$114.09 Million
Net Income$8.02 Million
📈 Performance
ROA0.71%
ROE9.47%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established05/12/1934
FDIC Cert14359
Holding CoPenns Woods Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 1:00 PM
ThursdayOpen 24 hours
Friday8:30 AM - 6:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
📜 Institutional History
2021
Relocation
Moved HQ to: 300 Market Street, Williamsport, PA 17701.
1999
Merger / Acquisition
Acquired: The First National Bank Of Spring Mills
1995
Merger / Acquisition
Acquired: Lock Haven Savings Bank
1992
Relocation
Moved HQ to: 115 South Main Street, Jersey Shore, PA 17740.