Farmers And Merchants Union Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 09/05/1861.
With assets of $481.95 Million, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2024
Satisfactory
July 1, 2021
Satisfactory
September 1, 2018
Satisfactory
December 1, 2015
Satisfactory
November 1, 2012
Satisfactory
November 1, 2011
Satisfactory
May 1, 2010
Satisfactory
December 1, 2004
Satisfactory
December 1, 1999
Satisfactory
August 1, 1996
Satisfactory
August 1, 1994
Satisfactory
July 1, 1992
Satisfactory
💰 Financial Strength
Total Assets$481.95 Million
Total Deposits$377.32 Million
Equity Capital$59.30 Million
Net Income$8.04 Million
📈 Performance
ROA2.37%
ROE18.80%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.