River Bank
FDIC #14995
📍 Stoddard, Wisconsin
River Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 10/11/1911. With assets of $1.07 Billion, it operates 14 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2024
Satisfactory
September 1, 2021
Satisfactory
January 1, 2019
Satisfactory
💰 Financial Strength
Total Assets$1.07 Billion
Total Deposits$769.11 Million
Equity Capital$99.42 Million
Net Income$5.36 Million
📈 Performance
ROA0.67%
ROE7.21%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established10/11/1911
FDIC Cert14995
Holding CoRiver Holding Co
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2020
Merger / Acquisition
Acquired: Union Bank Of Sparta
2005
Merger / Acquisition
Acquired: Farmers State Bank
2005
Relocation
Moved HQ to: 145 North Main Street, Stoddard, WI 54658.
1995
Name Change
Name became: Changed Institution Name To River Bank.
1991
Merger / Acquisition
Acquired: Ferryville State Bank