First State Bank
FDIC #15050
📍 Lonoke, Arkansas
First State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/18/1935. With assets of $289.36 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 1, 2023
Satisfactory
January 1, 2021
Satisfactory
December 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$289.36 Million
Total Deposits$262.56 Million
Equity Capital$25.80 Million
Net Income$2.02 Million
📈 Performance
ROA0.92%
ROE10.42%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/18/1935
FDIC Cert15050
Holding CoLonoke Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours
📜 Institutional History
2000
Relocation
Moved HQ to: 101 South Center Street, Lonoke, AR 72086.