The Citizens State Bank
FDIC #15111
📍 Gridley, Kansas
The Citizens State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1911. With assets of $297.60 Million, it operates 10 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2022
Satisfactory
March 1, 2016
Satisfactory
September 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$297.60 Million
Total Deposits$271.01 Million
Equity Capital$24.24 Million
Net Income$2.89 Million
📈 Performance
ROA1.24%
ROE15.87%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1911
FDIC Cert15111
Holding CoFlint Hills Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 3:00 PM
Tuesday8:00 AM - 3:00 PM
Wednesday8:00 AM - 3:00 PM
Thursday8:00 AM - 3:00 PM
Friday8:00 AM - 3:00 PM
Saturday8:00 - 10:00 AM
SundayClosed
📜 Institutional History
2021
Merger / Acquisition
Acquired: The Olpe State Bank
2012
Merger / Acquisition
Acquired: The Exchange National Bank Of Cottonwood Falls
2010
Merger / Acquisition
Acquired: The First National Bank Of Le Roy
1993
Merger / Acquisition
Acquired: The First National Bank Of Hamilton
1993
Relocation
Moved HQ to: 410 Main Street, Gridley, KS 66852.