Centera Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 10/18/1937.
With assets of $313.05 Million, it operates 6 domestic branches.
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★☆☆☆☆Aganetha B
November 05, 2020
Not confidential
Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2021
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2021
Satisfactory
July 1, 2018
Satisfactory
September 1, 2015
Satisfactory
January 1, 2013
Satisfactory
December 1, 2007
Satisfactory
December 1, 2002
Satisfactory
April 1, 1998
Satisfactory
February 1, 1995
Outstanding
September 1, 1992
Satisfactory
April 4, 1990
Satisfactory
💰 Financial Strength
Total Assets$313.05 Million
Total Deposits$286.75 Million
Equity Capital$9.73 Million
Net Income$2.04 Million
📈 Performance
ROA0.84%
ROE23.49%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.