Ccb Community Bank
FDIC #16595
📍 Andalusia, Alabama
Ccb Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 07/01/1947. With assets of $627.50 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: April 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 1, 2022
Satisfactory
June 1, 2019
Satisfactory
April 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$627.50 Million
Total Deposits$561.59 Million
Equity Capital$50.71 Million
Net Income$8.46 Million
📈 Performance
ROA1.83%
ROE22.05%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/01/1947
FDIC Cert16595
Holding CoSouthern National Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours
📜 Institutional History
2022
Name Change
Name became: Changed Institution Name To Ccb Community Bank.
2013
Name Change
Name became: Changed Institution Name To Ccb Community Bank.
2006
Relocation
Moved HQ to: 225 East Three Notch Street, Andalusia, AL 36420.
1993
Name Change
Name became: Changed Institution Name To Covington County Bank.
1985
Name Change
Name became: Changed Institution Name To Southtrust Bank Of Covington County.