๐Ÿฆ Where's My Bank

Prosperity Bank

FDIC #16835 ๐Ÿ“ El Campo, Texas

Prosperity Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 09/13/1949. With assets of $39.30 Billion, it operates 324 domestic branches.

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15 Reviews
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Customer Reviews

2.1 โ˜…

Based on 15 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜…โ˜…โ˜…โ˜… David Murman
December 01, 2025

Wanted to increase the amount I can withdraw from a teller machine. Was told at the branch that they could not do more than $600.And was told every bank has that maximum. Daughters two banks she has is not limited to 600.

โ˜…โ˜†โ˜†โ˜†โ˜† leslie s
May 12, 2022

unprofessional /rude personal

โ˜…โ˜†โ˜†โ˜†โ˜† C. G
May 09, 2022

This bank steals your money and lies to you. Never bank with them..EVER...They have stolen [-] late brother's money and refuses to release it. Every time I fill out [-] paperwork they give [-] I am told there are more and more forms and they are "never done right". This is [-] as [-] point person CONFIRMED [-] first set of paperwork was done correctly and that was all that had to be filled out. Liars and thieves. Stay as [-] away from these people as possible.

โ˜…โ˜†โ˜†โ˜†โ˜† Chris G
August 16, 2021

Prosperity has unmotivated customer service assistance and extremely bad communication. There is nothing positive about this bank.

โ˜…โ˜†โ˜†โ˜†โ˜† James O
February 10, 2021

I opened a [-] account with Prosperity Bank, a few hundred thousand deposited. [-] parents are moving close to us, she is 91 and [-] is 96. [-] is a 30 retired Navy Captain and one of [-] founders of [-] Navy Seals. They needed one signature for [-] VA notarized so I called [-] bank, Prosperity. They told [-] no because [-] parents weren't a customer, I spoke with [-] bank manager and [-] told [-] [-] same thing. I [-] I'm a customer and they are [-] parents. They still [-] no. So I [-] be closing [-] account and moving [-] money to Citizens bank.

Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

November 1, 2023
Satisfactory
October 1, 2019
Satisfactory
January 1, 2015
Satisfactory
May 1, 2012
Satisfactory
February 1, 2009
Satisfactory
September 1, 2005
Satisfactory
December 1, 2002
Satisfactory
March 1, 2000
Satisfactory
August 1, 1997
Satisfactory
May 1, 1994
Satisfactory
November 1, 1993
Satisfactory
July 1, 1991
Satisfactory
๐Ÿ’ฐ Financial Strength
Total Assets$39.30 Billion
Total Deposits$27.43 Billion
Equity Capital$7.01 Billion
Net Income$333.80 Million
๐Ÿ“ˆ Performance
ROA1.15%
ROE6.50%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address1301 N Mechanic St
El Campo, Texas 77437
๐Ÿ“‹ Corporate Structure
Established09/13/1949
FDIC Cert16835
Holding CoProsperity Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJune 15, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
๐Ÿ•ฐ๏ธ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed

๐Ÿ“œ Institutional History

2023
Merger / Acquisition
Acquired: Firstcapital Bank Of Texas, National Association
2019
Merger / Acquisition
Acquired: Legacytexas Bank
2016
Merger / Acquisition
Acquired: Tradition Bank - Bellaire
2014
Merger / Acquisition
Acquired: The F&m Bank & Trust Company
2013
Merger / Acquisition
Acquired: First Victoria National Bank
2013
Merger / Acquisition
Acquired: Coppermark Bank
2013
Merger / Acquisition
Acquired: First Federal Bank Texas
2012
Merger / Acquisition
Acquired: Community National Bank
2012
Merger / Acquisition
Acquired: American State Bank
2012
Merger / Acquisition
Acquired: The Bank Arlington
2012
Merger / Acquisition
Acquired: Bank Of Texas
2008
Merger / Acquisition
Acquired: 1st Choice Bank
2007
Merger / Acquisition
Acquired: The Bank Of Navasota, National Association
2007
Merger / Acquisition
Acquired: State Bank
2007
Merger / Acquisition
Acquired: Gateway National Bank
2007
Merger / Acquisition
Acquired: Gnb Financial, National Association
2007
Merger / Acquisition
Acquired: Northwest Bank
2006
Merger / Acquisition
Acquired: Southern National Bank Of Texas
2005
Merger / Acquisition
Acquired: First State Bank, Grapeland, Texas
2005
Merger / Acquisition
Acquired: Firstcapital Bank, Ssb
2004
Merger / Acquisition
Acquired: Liberty Bank, Ssb
2004
Merger / Acquisition
Acquired: Village Bank & Trust, S.s.b.
2004
Merger / Acquisition
Acquired: First State Bank Of North Texas
2003
Merger / Acquisition
Acquired: Mainbank, National Association
2003
Merger / Acquisition
Acquired: Bankdallas, Ssb
2003
Merger / Acquisition
Acquired: Abrams Centre National Bank
2003
Merger / Acquisition
Acquired: Bank Of The Southwest Of Dallas
2003
Merger / Acquisition
Acquired: First National Bank Of Bay City
2002
Merger / Acquisition
Acquired: Paradigm Bank Texas
2002
Merger / Acquisition
Acquired: The First State Bank
2002
Merger / Acquisition
Acquired: Texas Guaranty Bank, National Association
2001
Merger / Acquisition
Acquired: Heritage Bank
2002
Name Change
Name became: Changed Institution Name To Prosperity Bank.
1999
Merger / Acquisition
Acquired: The Commercial National Bank Of Beeville
1999
Merger / Acquisition
Acquired: Union State Bank
1992
Relocation
Moved HQ to: 1301 North Mechanic Street, El Campo, TX 77437.
1992
Name Change
Name became: Changed Institution Name To First Prosperity Bank.
1988
Name Change
Name became: Changed Institution Name To First Bank.
1984
Name Change
Name became: Changed Institution Name To Allied First Bank.
1981
Name Change
Name became: Changed Institution Name To First Bank Of Edna.

๐Ÿ“ Branch Locations (324)

Edmond Branch
2201 S Broadway
Edmond, Oklahoma 73013
View Details โ†’
Norman Branch - Ok
3501 W Robinson St
Norman, Oklahoma 73072
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I-240 Branch - Ok
1245 W I 240 Service Rd
Oklahoma City, Oklahoma 73139
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Memorial Road Branch-ok
2500 W Memorial Rd
Oklahoma City, Oklahoma 73134
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Ok-express Way
3333 Nw Expressway
Oklahoma City, Oklahoma 73112
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23rd Street Branch-ok
4631 Nw 23rd St
Oklahoma City, Oklahoma 73127
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Ok-23rd Street Motor Branch
4712 Northwest 23rd Street
Oklahoma City, Oklahoma 73127
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Downtown Motor Bank - Ok
620 N Robinson Ave
Oklahoma City, Oklahoma 73102
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Ok-northwest Branch
6809 N Meridian Ave
Oklahoma City, Oklahoma 73116
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Owasso Branch
12041 E 96th St N
Owasso, Oklahoma 74055
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Yale Branch-tulsa Ok
10115 S Yale Ave
Tulsa, Oklahoma 74137
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Harvard Branch-motor Bank
1330 S Harvard Ave
Tulsa, Oklahoma 74112
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