River Falls State Bank
FDIC #16840
📍 River Falls, Wisconsin
River Falls State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 10/03/1949. With assets of $130.67 Million, it operates 1 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2020
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2020
Satisfactory
September 1, 2014
Satisfactory
May 1, 2009
Satisfactory
💰 Financial Strength
Total Assets$130.67 Million
Total Deposits$114.77 Million
Equity Capital$9.70 Million
Net Income$706,000
📈 Performance
ROA0.73%
ROE9.14%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established10/03/1949
FDIC Cert16840
Holding CoRiver Falls Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
📜 Institutional History
2006
Name Change
Name became: Changed Institution Name To River Falls State Bank.
2006
Relocation
Moved HQ to: 124 South Second Street, River Falls, WI 54022.