United Community Bank
FDIC #16889
📍 Greenville, South Carolina
United Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/01/1950. With assets of $26.80 Billion, it operates 191 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: March 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
March 1, 2021
Satisfactory
February 1, 2018
Satisfactory
February 1, 2015
Satisfactory
💰 Financial Strength
Total Assets$26.80 Billion
Total Deposits$23.28 Billion
Equity Capital$3.07 Billion
Net Income$182.33 Million
📈 Performance
ROA0.95%
ROE8.28%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/01/1950
FDIC Cert16889
Holding CoUnited Community Banks Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeOctober 2, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:55 AM - 4:05 PM
Tuesday8:55 AM - 4:05 PM
Wednesday8:55 AM - 4:05 PM
Thursday8:55 AM - 4:05 PM
Friday8:55 AM - 5:05 PM
Saturday8:55 AM - 12:05 PM
SundayClosed
📜 Institutional History
2023
Merger / Acquisition
Acquired: The First National Bank Of South Miami
2023
Merger / Acquisition
Acquired: Progress Bank And Trust
2022
Merger / Acquisition
Acquired: Reliant Bank
2021
Merger / Acquisition
Acquired: Aquesta Bank
2021
Relocation
Moved HQ to: 306 E North St, Greenville, SC 29601.
📍 Branch Locations (191)
Fl - Boca Raton - S. Federal Highway Branch
601 South Federal Highway
Boca Raton, Florida 33432
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601 South Federal Highway
Boca Raton, Florida 33432
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