F&m Bank
FDIC #16897
📍 Washington, Georgia
F&m Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/14/1950. With assets of $353.90 Million, it operates 5 domestic branches.
Customer Reviews
1 ★
Based on 1 ratings
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★☆☆☆☆ Brad w
October 01, 2019
Horrible bank. [-] in bookkeeping is a liar and ugly soul. Your bank teller cashed a post dated and blamed [-] for writing a post dated check. I'm sorry you have tellers that dont [-] a simple task and look at checks before cashing them. I [-] definitely be reaching out to [-] president.
Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2025
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2025
Satisfactory
November 1, 2021
Satisfactory
October 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$353.90 Million
Total Deposits$308.67 Million
Equity Capital$37.04 Million
Net Income$3.43 Million
📈 Performance
ROA1.30%
ROE12.04%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/14/1950
FDIC Cert16897
Holding CoWashington Wilkes Holding Co
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2010
Name Change
Name became: Changed Institution Name To F&m Bank.
1994
Merger / Acquisition
Acquired: The Peoples Bank
1986
Relocation
Moved HQ to: 911 East Robert Toombs Avenue, Washington, GA 30673.
1983
Name Change
Name became: Changed Institution Name To Farmers And Merchants Bank.