Citizens 1st Bank
FDIC #1715
📍 Tyler, Texas
Citizens 1st Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 04/24/1920. With assets of $710.03 Million, it operates 4 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 17, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 17, 2023
Satisfactory
October 21, 2019
Satisfactory
May 18, 2015
Satisfactory
💰 Financial Strength
Total Assets$710.03 Million
Total Deposits$539.82 Million
Equity Capital$109.86 Million
Net Income$6.99 Million
📈 Performance
ROA1.31%
ROE8.47%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established04/24/1920
FDIC Cert1715
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 4:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2006
Relocation
Moved HQ to: 2001 East Southeast Loop 323, Tyler, TX 75701.
1995
Name Change
Name became: Changed Institution Name To Citizens 1st Bank.
1990
Name Change
Name became: Changed Institution Name To Citizens Bank.
1981
Relocation
Moved HQ to: 601 North Main Street, Rusk, TX 75785.