Dairy State Bank
FDIC #17162
📍 Rice Lake, Wisconsin
Dairy State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/02/1953. With assets of $718.22 Million, it operates 12 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Satisfactory
April 1, 2020
Satisfactory
May 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$718.22 Million
Total Deposits$621.94 Million
Equity Capital$51.94 Million
Net Income$1.82 Million
📈 Performance
ROA0.35%
ROE4.40%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/02/1953
FDIC Cert17162
Holding CoDairy State Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
📜 Institutional History
2014
Merger / Acquisition
Acquired: Bank Of Turtle Lake
1996
Merger / Acquisition
Acquired: First State Bank Of Prairie Farm
1987
Merger / Acquisition
Acquired: Citizens State Bank
1987
Name Change
Name became: Changed Institution Name To Dairy State Bank.
1987
Relocation
Moved HQ to: 16 South Main Street, Rice Lake, WI 54868.