Central Pacific Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 02/15/1954.
With assets of $7.62 Billion, it operates 27 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Outstanding
January 1, 2020
Outstanding
January 1, 2018
Outstanding
February 1, 2015
Outstanding
December 1, 2012
Outstanding
July 1, 2009
Outstanding
March 1, 2006
Outstanding
February 1, 2003
Satisfactory
November 1, 1999
Satisfactory
January 1, 1998
Outstanding
December 1, 1995
Satisfactory
February 1, 1994
Satisfactory
July 23, 1990
Satisfactory
๐ฐ Financial Strength
Total Assets$7.62 Billion
Total Deposits$6.90 Billion
Equity Capital$544.96 Million
Net Income$48.76 Million
๐ Performance
ROA0.86%
ROE11.91%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.