United Bank & Trust is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 07/01/1890.
With assets of $854.41 Million, it operates 16 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 24, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 24, 2022
Satisfactory
June 24, 2019
Satisfactory
May 16, 2016
Satisfactory
March 25, 2013
Satisfactory
March 28, 2011
Satisfactory
February 2, 2009
Satisfactory
January 24, 2005
Satisfactory
January 1, 2000
Satisfactory
June 1, 1997
Satisfactory
October 16, 1994
Satisfactory
September 1, 1992
Satisfactory
๐ฐ Financial Strength
Total Assets$854.41 Million
Total Deposits$628.29 Million
Equity Capital$79.98 Million
Net Income$6.66 Million
๐ Performance
ROA1.05%
ROE11.15%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.