Central Bank
FDIC #1756
📍 Little Rock, Arkansas
Central Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 08/12/1912. With assets of $541.46 Million, it operates 3 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: April 1, 2019
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 1, 2019
Satisfactory
March 1, 2013
Satisfactory
January 5, 2009
Satisfactory
💰 Financial Strength
Total Assets$541.46 Million
Total Deposits$456.60 Million
Equity Capital$41.57 Million
Net Income$6.07 Million
📈 Performance
ROA1.67%
ROE20.95%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established08/12/1912
FDIC Cert1756
Holding CoCross County Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:30 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2017
Merger / Acquisition
Acquired: Pinnacle Bank
2010
Name Change
Name became: Changed Institution Name To Central Bank.
2010
Relocation
Moved HQ to: 1506 Market Street, Suite C180, Little Rock, AR 72211.
2006
Relocation
Moved HQ to: Center Street, Blevins, AR 71825.