Farmers Bank & Trust is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 08/01/1907.
With assets of $1.01 Billion, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2024
Needs to Improve
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2024
Needs to Improve
July 1, 2021
Satisfactory
August 1, 2018
Satisfactory
July 1, 2015
Satisfactory
💰 Financial Strength
Total Assets$1.01 Billion
Total Deposits$762.96 Million
Equity Capital$177.16 Million
Net Income$12.32 Million
📈 Performance
ROA1.63%
ROE9.00%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.