First National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 08/23/1956.
With assets of $449.82 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 8, 2022
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 8, 2022
Outstanding
August 26, 2019
Outstanding
July 19, 2016
Satisfactory
July 29, 2013
Satisfactory
July 7, 2010
Outstanding
September 1, 2003
Outstanding
September 30, 1996
Outstanding
💰 Financial Strength
Total Assets$449.82 Million
Total Deposits$418.94 Million
Equity Capital$4.60 Million
Net Income$4.28 Million
📈 Performance
ROA1.26%
ROE65.27%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.