The Citizens State Bank
FDIC #17672
📍 Moundridge, Kansas
The Citizens State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 08/01/1904. With assets of $453.13 Million, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2022
Satisfactory
September 1, 2019
Satisfactory
November 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$453.13 Million
Total Deposits$403.13 Million
Equity Capital$37.33 Million
Net Income$4.52 Million
📈 Performance
ROA1.30%
ROE15.38%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established08/01/1904
FDIC Cert17672
Holding CoGoering Management Co Llc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2013
Merger / Acquisition
Acquired: Home State Bank & Trust Co. Of Mcpherson, Kansas
1998
Merger / Acquisition
Acquired: The Hesston State Bank
1995
Merger / Acquisition
Acquired: The Farmers State Bank & Trust Company
1994
Merger / Acquisition
Acquired: Wheatland Bank Of Goessel
1994
Name Change
Name became: Changed Institution Name To The Citizens State Bank.