šŸ¦ Where's My Bank

Mechanics Bank

FDIC #1768 šŸ“ Walnut Creek, California

Mechanics Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1905. With assets of $17.84 Billion, it operates 173 domestic branches.

🌐 Visit Website
1.7
ā˜…ā˜…ā˜…ā˜…ā˜…
7 Reviews
Read Reviews

Customer Reviews

1.7 ā˜…

Based on 7 ratings

Write a Review

Reviews are moderated before posting. No profanity or personal attacks.
ā˜…ā˜†ā˜†ā˜†ā˜† Dale Mead
December 06, 2024

I can't get online to my bank on my cell phone

ā˜…ā˜†ā˜†ā˜†ā˜† Gary Cohn
April 14, 2023

I closed [-] account with Mechanics Bank [-] first week of [-]. [-] account had a large balance in it. I was told it would be mailed in a few days. Then, a week later I was told it had been mailed. Today, after two weeks, I have been told that [-] check still has not been cut yet. It is [-] MONEY, why [-] they refuse to return it to [-]? I was a good customer for many years, why are they treating [-] this way? I moved out of state and cannot continue with Mechanics Bank. I have been lied to multiple times, being told that [-] check had been cut and had been mailed. I am a [-] person, with a [-]-life hardship, and no one at Mechanics Bank seems to care. No one can tell [-] why I am being treated this way, and why they are r3efusing to return to [-] [-] large balance I had left in [-] account when I closed it.

ā˜…ā˜…ā˜†ā˜†ā˜† Anthony B
December 12, 2022

I’ve been a loyal customer for over 14 years and never had a problem… Moved to Hawaii in 2008 and still continued to stay with [-] bank… What a mistake… [-] last year I’ve been having issues with [-] branch in Roseville… They’ve been [-] [-] OVER as of late and that’s [-] thanks I get for 24 year of loyalty… [-] bank manager [-] has and continues to [-] nothing to assist [-] or follow up on [-] issues unless I call her and make a stink about it… Even then they know [-] situation and can’t get [-] straight… This is [-] third time now I had to receive a debit card and after [-] first time they sent [-] card to [-] physical address I [-] to please send it to [-] p/o box because no [-] can come to [-] physical address… So not sure if it was changed except for [-] fact that they sent [-] expedited card to [-] physical address… Then they had to send [-] a second card and sure as [-] sun comes up in [-] west they [-] it again and send it to [-] physical address knowing that [-] doesn’t [-] to that address so for a second time they expidite [-] a card(which isn’t [-] [-], but having customers in Hawaii isn’t [-] [-] either… So for [-] second time I call all [-] ddpartments and make sure they have [-] correct address… They assure [-] in [-] branch location, customer service and any other person I called and spoke to swear they have everything correct… So why is it when I order [-] third card that was sent out in Nov I never received it by [-] 7th of Dec… Not sure, come to find out they sent it to [-] physical address again… They mailed it out to [-] physical address again!!! Why??? Because they claim that’s what [-] address is on file… So I ask for [-] next one to be sent out again expedited and they ask [-] if [-] p/o box is correct and need verification… Seriously??? Needless to say it’s been almost a week and still no card and have [-] nerve to tell [-] they can’t even give [-] a tracking number until it arrives here in Hawaii… Really??? Cuz every package I send out through courier no matter who it is gives [-] a tracking number as soon as I send it… Not after it arrives… It’s been [-] wit all [-] charges I’ve paid them in [-] last 6 months and now because of their incompetence and no [-] to [-] account because [-] accounts are all linked to [-] debit card I’m paying penalties on [-] other accounts… I’m so over all this… What a waste of time for [-]… I’m now all bent outta shape and distraught and beside myself now and not sure what to [-]… This isn’t even close to being alright… I [-]’t want to even deal with banks anymore after all [-] stress I allowed them to place on [-]… [-] worst part is [-] bank manager [-] continues to [-] whatever she can to make [-] life [-]… She makes no effort to follow up unless I’m cussing at her and [-] stress I’m dealing with is ridiculous… I’m hoping I can make a formal complaint against her and let people know what they can expect after being loyal for over a decade with this establishment…Hopefully someone in corporate can get a hooks of [-] and find out [-] to prevent this happening to any other clients with [-] bank… All discombobulated [-] Boutz… it’s to bad because I really liked [-] service and closeness with [-] bank when I was living in [-]… Even when I moved to Hawaii [-] Howe branch employees would bend over backwards to [-] what ever they could to help any situation that arose… When they closed down and transferred [-] to Roseville I never felt or got [-] same love as [-] Howe branch… I wanted to write a good review and ended up venting… Sorry bout that, but I would always recommend [-] institution, but not I can’t even [-] that… It really saddens [-] and now financially it’s killing [-]… So [-] all works out for Mechanic’s Bank, but then I also unfortunately pray to God that [-] punish those who make [-] life a living [-]… Mahalo nui to all and [-] Holidays… And [-] God bless

ā˜…ā˜†ā˜†ā˜†ā˜† Paul G
September 26, 2022

Horrible service from [-] [-] Dpt.Bank's Headquarters:1111 Civic Drive<br />Walnut Creek, California 94596

ā˜…ā˜†ā˜†ā˜†ā˜† Robert E
January 24, 2022

Unabl to get a [-] Supervisor to call [-]. I have left multiple messages, spoken to very friendly Customer Service Representatives that cannot help [-]. They have given [-] names and numbers to call (No answer on those numbers) Told a supervisor would call on more than one occasion, and still nothing. I even went in to [-] local branch, spoke to [-] manager, no one can help [-] there either. Seems to be a bank that does not want [-] [-]....

Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

November 1, 2022
Satisfactory
September 1, 2019
Outstanding
October 1, 2016
Satisfactory
January 1, 2014
Satisfactory
August 2, 2010
Satisfactory
March 1, 2007
Satisfactory
January 1, 2004
Satisfactory
October 1, 2000
Satisfactory
September 1, 1998
Satisfactory
January 1, 1996
Satisfactory
November 1, 1993
Outstanding
May 1, 1991
Outstanding
šŸ›ļø CFPB Complaint Summary
78

Total Complaints Filed (Last 3 Yrs)

Timely Response Rate100%
Dispute Rate0%

Top Complaint Categories:

  • Credit reporting or other personal consumer reports 33%
  • Vehicle loan or lease 27%
  • Vehicle loan or lease 27%
View Mechanics Bank CFPB Consumer Complaints History
šŸ’° Financial Strength
Total Assets$17.84 Billion
Total Deposits$14.68 Billion
Equity Capital$2.11 Billion
Net Income$155.83 Million
šŸ“ˆ Performance
ROA1.15%
ROE9.80%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
šŸ“ž Contact & Location
Address1111 Civic Dr
Walnut Creek, California 94596
šŸ“‹ Corporate Structure
Established01/01/1905
FDIC Cert1768
Holding Co2011 Tcrt
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
šŸ•°ļø Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed

šŸ“œ Institutional History

2019
Merger / Acquisition
Acquired: Rabobank, National Association
2018
Merger / Acquisition
Acquired: Scott Valley Bank
2016
Merger / Acquisition
Acquired: California Republic Bank
2016
Relocation
Moved HQ to: 1111 Civic Drive, Walnut Creek, CA 94596.
2013
Name Change
Name became: Changed Institution Name To Mechanics Bank.
1999
Name Change
Name became: Changed Institution Name To The Mechanics Bank.
1984
Relocation
Moved HQ to: 3170 Hilltop Mall Road, Richmond, CA 94804.

šŸ“ Branch Locations (173)

Albany Branch
801 San Pablo Ave
Albany, California 94706
View Details →
Altaville-angels Camp Branch
501 S Main St
Angels Camp, California 95222
View Details →
Grand Avenue Branch
1026 E Grand Ave
Arroyo Grande, California 93420
View Details →
Atascadero Branch
6950 El Camino Real
Atascadero, California 93422
View Details →
Atwater Branch
1861 Bellevue Rd
Atwater, California 95301
View Details →
Riverlakes Drive Office Branch
3800 Riverlakes Dr
Bakersfield, California 93312
View Details →
Bakersfield Gosford Branch
3990 Gosford Rd
Bakersfield, California 93309
View Details →
Stockdale Highway Branch
5151 Stockdale Hwy
Bakersfield, California 93309
View Details →
Truxton Avenue Branch
900 Truxtun Ave
Bakersfield, California 93301
View Details →
Baldwin Park Branch
3119 Baldwin Park Blvd
Baldwin Park, California 91706
View Details →
North Berkeley Branch
1801 Solano Ave
Berkeley, California 94707
View Details →
Berkeley Office
2301 Shattuck Ave
Berkeley, California 94704
View Details →