Maine Community Bank
FDIC #17741
📍 Biddeford, Maine
Maine Community Bank is a commercial bank (si) established in 07/27/1867. With assets of $1.06 Billion, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2022
Satisfactory
June 1, 2019
Satisfactory
May 1, 2016
Satisfactory
💰 Financial Strength
Total Assets$1.06 Billion
Total Deposits$803.86 Million
Equity Capital$132.03 Million
Net Income$4.51 Million
📈 Performance
ROA0.58%
ROE4.55%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/27/1867
FDIC Cert17741
Holding CoMaine Community Bcorp Mhc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 3:00 PM
Tuesday8:30 AM - 3:00 PM
Wednesday8:30 AM - 3:00 PM
Thursday8:30 AM - 3:00 PM
Friday8:30 AM - 3:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2021
Name Change
Name became: Changed Institution Name To Maine Community Bank.
2020
Merger / Acquisition
Acquired: Mechanics' Savings Bank